N26 Business

Business banking for freelancers and the self-employed

N26 Business is the free bank account for freelancers and the self-employed. Earn 0.1% cashback on all purchases you make, and enjoy free card payments worldwide. Open yours in minutes, and start making mobile payments before your physical card arrives.

An elevated hand holding a transparent N26 Standard card.

Go global with a Mastercard debit card

Make payments online or in-store anywhere in the world without fees and Mastercard’s best exchange rate. One card for all your transactions – accepted worldwide.

Earn 0.1% cashback

You’ll get 0.1% cashback for all purchases when paying with your N26 Mastercard reinvesting the profits straight back into your business.

Real-time push notifications

Stay up to date. Receive push notifications immediately after all account activity, including card payments, direct debits, transfers or N26 cashback. You’ll always be in the know regarding the finances of your business.

Full control

With N26, you have full control over your account and card parameters: block and unblock your card, set your own payment limits, change your PIN code at any time…

Mastercard SecureCode - Icon - N26 Security.

Mastercard 3D Secured payments

Mastercard 3D Secure (3DS) is an extra layer of security that helps prevent fraud when making payments online using your N26 account.

Your transaction history

By scrolling through your transaction list, you can easily have an overview of your day-to-day finances.

Your deposit are protected

N26 owns a European banking licence. Deposits are protected up to €100,000 by the German Deposit Protection Scheme.

Spaces for your plans

Spaces lets you create sub-accounts for managing your saving goals and budgeting in real time. Perfect for organizing your business expenses or setting money aside for your projects! Plus, you're now able to participate in shared sub-accounts to manage finances collectively, e.g. with your colleagues.

Discover Spaces

Automatic categorization. Get a breakdown of your spending

The N26 online business bank account uses artificial intelligence to automatically categorize your spending. Forget clunky spreadsheets—it’s all there in a clear overview in the app.

N26 Bank Account categorising transactions for statistics.

Print your transactions list

We're mobile, but for easier tax returns and invoicing, export and download your transaction list as CSV or PDF files for easy printing.

Banking on the big screen

First, sign up to N26 using the mobile app. Then, view your account from a desktop or other device using our web app.

We are here for you—in 5 languages

Our N26 Support team is available for you in 5 languages via email or chat. If you have any questions or encounter a problem, they’re always on-hand to help.

N26 Bank Account Customer Service Chat in App.
N26 You Business Card, Ocean.

Get your N26 Business bank account.
It only takes 8 minutes.

Open a new N26 business bank account from your phone or computer with our easy, paperless signup process.