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A free bank account with no hidden fees

Your standard N26 account comes with all you need to spend, save and keep track of your money. Get a free Mastercard and enjoy free ATM withdrawals in euros and free payments in any currency, wherever you are in the world. And with no hidden costs or foreign exchange fees, you’ll always know what you’re spending while traveling.

Bank Account

Security is a top priority at N26

N26 operates with a full European banking license, and your bank account with a German iBAN is protected up to €100,000, according to EU directives. And with fingerprint identification and advanced 3D Secure technology, you can rest assured you’re extra safe when making purchases in stores and online.

Stay tuned with push-notifications

Keep track of every transaction that comes in and out of your bank account, thanks to real-time push notifications. Whether you’re withdrawing or depositing money, making a transfer or completing a monthly standing order—you’re always kept up-to-date.

Insights on your spending habits

Not sure where all your money goes? Thanks to Statistics, your account uses artificial intelligence to automatically categorize your spending and shows you right in the app. Learn how to better manage your expenses, view all your transactions divided into smart sub-categories, and gain insights into your financial habits.

Spaces for all your goals

Organize your finances with Spaces sub-accounts, and put money aside to save up for that dream purchase. Just create and name a space, set your savings goal, and see how close you are to reaching it by tracking your progress.

And soon, all N26 users will have access to Shared Spaces–our new shared bank account feature that helps you save money together with family and friends, all in one place. We’ll let you know once this feature is available in your N26 app.

Shared Spaces

Earn 0.1% cashback with N26 Business

N26 Business is the free bank account for freelancers and the self-employed, offering free ATM withdrawals in euros and 0.1% cashback on all purchases. And with N26 Business You, enjoy all of these benefits, alongside free ATM withdrawals in all currencies and an extensive insurance package for extra peace of mind.

Business Account

Premium bank accounts with exclusive benefits

Enjoy even more perks with our premium accounts—N26 You and N26 Metal. Alongside an extensive package of lifestyle and travel insurance and free ATM withdrawals worldwide with your N26 card, get access to exclusive partner offers and hand-picked discounts, curated with you in mind.

Discover premium

N26 Support is here for you—in several languages.

If you have any questions or run into any problems, our N26 Customer Support team is always on hand to help you in English, French, German, Spanish and Italian. Just reach out to them via email or chat to an N26 expert right in your app.