Five N26 You cards floating in the air.

N26 You

The bank account with travel insurance* and your choice of card color.

* This insurance package is not available in the UK. Click here to be redirected the UK site.

Banking, personalized.

Choose your contactless Mastercard from five colors – Ocean, Sand, Rhubarb, Aqua and Slate – and get an extensive package of lifestyle and travel insurance* and free foreign currency ATM withdrawals.

N26 You card, Petrol.

The account for home and travel

Travel lighter and enjoy the freedom of knowing you’re covered to get up and go, thanks to a premium bank account with a package of lifestyle, mobility and travel insurance*.

N26 You Timeline Feature in App.
N26 You Instant Push Notification about payment to an airline with two flight tickets in the background.

Free ATM withdrawals worldwide

Forget foreign transaction fees. Withdraw cash for free in foreign currency from ATMs around the world and pay using your N26 You Mastercard online and in stores with zero fees or markups.

Insurance for travel and mobility*

Emergency medical cover

Families travel together. That’s why the N26 You policy provides cover for you, your spouse and children in case of a medical emergency abroad, with access to 24/7 medical phone assistance.

Cover for loss and delay

If your luggage is held up or goes missing, or if your flight is more than 4 hours delayed, you can claim compensation to make sure you never end up stranded without a toothbrush.

Trip curtailment or cancellation

Don’t let bad luck ruin your trip. If you can’t make it to the airport, N26 You’s trip curtailment and cancellation insurance has you covered.

Car, bike and scooter sharing

If you enjoy using an app to hire transport for your next short trip, N26 You includes cover for car shares, bike and scooter hires, to get you from A to B without the worry.

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Exclusive partner discounts you can make use of

You bank account comes with exclusive partner offers and hand-picked discounts from brand names like GetYourGuide and WeWork, all carefully curated with you in mind.

N26 You exclusive partner benefits.
Shared Spaces Overview 700x700 (All).

Extra Spaces for you

Sometimes more is more, especially when it comes to organizing your money. Your premium membership gives you the freedom to create up to 10 Spaces sub-accounts alongside your main account, for reaching your savings goals. Moreover, you're now able to invite up to 10 other users to join the same sub-account to manage money together with your friends and family!

Shared Spaces
N26 You card, Petrol.

Explore the world with N26 You

N26 You offers hassle-free, personal banking experience that’s always by your side, no matter how far you roam.

*You are currently looking at the EU (euro-currency) product page for N26 You. Please note that N26 You is not available with insurance in the UK. To be redirected to the UK site, click here.

Legal Notice: You can see all the information you need to start a claim or call Allianz Global Assistance Europe in case of an emergency in the N26 app. N26 You features comprehensive insurance coverage from Allianz Global Assistance Europe (trade name of AWP P & C.S.A - Dutch branch) one of Europe's most trusted insurance companies.

Mastercard offers a range of complimentary privileges as part of your N26 You World card status. Every N26 You card holder is automatically entitled to enjoy these benefits, tailored to the needs of frequent travelers and globe-trotters.

If you are planning your next trip, also make sure to check out the Mastercard Priceless Cities* for exclusive events and recommendations. You only need your Mastercard to discover the most beautiful cities in the world, and your new experiences can begin.

Availability: Not available in Slovenia.