N26 Black: travel without the fees

Cover provided by Allianz

Everything you need to get up and go

Travel lighter with N26 Black. With travel insurance plus no fees on ATM withdrawals and card payments worldwide, you’ll enjoy the freedom of knowing you’re ready to explore, whenever.

Free withdrawals worldwide

When you pay with your N26 Black Mastercard online and in stores there are no markups and no transaction fees. Better still, you can withdraw cash for free in any currency from ATMs around the world.

Extensive insurance cover

Foreign medical expenses

Your medical expenses are covered in case of acute medical emergencies abroad and you’ll also have access to 24/7 medical phone assistance.

Flight and luggage delay cover

Receive compensation if your flight or luggage is delayed by more than 4 hours.

Theft insurance

Don’t let bad luck ruin your trip. With your premium account, you’re covered in case of mobile phone theft, or if you’re mugged within 4 hours of withdrawing cash.

Purchase protection

With purchase protection on qualifying items bought using your Metal account for, you get a little extra peace of mind on the everyday items that keep your world running.

Extra Spaces for you

Sometimes more is more, especially when it comes to organizing your money. Your Black membership gives you up to 10 Spaces sub-accounts (alongside your main account) for reaching your savings goals.

Explore the world

N26 Black offers hassle-free banking that’s always by your side, no matter how far you roam.

Legal Notice

You can see all the information you need to start a claim or call Allianz Global Assistance Europe in case of an emergency in the N26 app. N26 Black features comprehensive insurance coverage from Allianz Global Assistance Europe (trade name of AWP P & C S.A. - Dutch branch),one of Europe’s most trusted insurance companies.

Mastercard offers a range of complimentary privileges as part of your N26 Black World Elite card status. Every N26 Black card holder is automatically entitled to enjoy these benefits, tailored to the needs of frequent travelers and globe-trotters.

If you’re planning your next trip, also make sure to check out the Mastercard Priceless Cities® for exclusive events and recommendations. You only need your Mastercard to discover the most beautiful cities in the world, and your new experiences can begin.


Not available in Greece, Slovenia.