The bank you’ll love

N26 is The Mobile Bank, helping you manage your bank account on-the-go, track your expenses and set aside money in real-time. Open yours in minutes right from your smartphone, and start spending before your physical card arrives.

A hand holding an iPhone X in their hand with the Spaces screen open on the N26 app with Forbes best bank logo.

Your free N26 bank account

Get your free bank account in just 8 minutes and manage your money right from your smartphone. Discover smart features that give you more control over your finances. Get a virtual Mastercard right after opening your account—and connect it with Apple Pay or Google Pay to start spending right away.

Prefer a physical bank card? Order it for a one-time delivery fee.

Open your free bank account

Security is a top priority at N26

N26 operates with a full German banking license, and your bank account with a German iBAN is protected up to €100,000, according to EU directives. And with fingerprint identification and advanced 3D Secure technology, you can rest assured you’re extra safe when making purchases in stores and online.

Learn more about Security at N26

Stay tuned with push-notifications

Keep track of every transaction that comes in and out of your bank account, thanks to real-time push notifications. Whether you’re withdrawing or depositing money, making a transfer or completing a monthly standing order—you’re always kept up-to-date.

Fuss-free foreign transfers with Wise

Transferring money back home, or paying bills across the world? With N26 and Wise, sending funds abroad is hassle-free, fast and reliable—just choose from a wide selection of currencies and make an international transfer at the real market exchange rate.

You’ll be charged as little as possible, get full transparency every step of the way, and won’t get hit with hidden fees. And with the Wise feature directly integrated into your N26 app, all it takes is a few taps on your phone.

Reach your goals with N26 Spaces

Give your financial goals room to grow with N26 Spaces sub-accounts. Personalize each space with a name, set your savings target, and easily stash savings aside with just a few taps.

Rather set it and forget it? Easy—create Rules to regularly move money over to a space, or try Round-Ups to save up the spare change whenever you pay by card.

Manage Spaces sub-accounts

Earn 0.1% cashback with N26 Business

N26 Business is the free bank account for freelancers and the self-employed, offering free ATM withdrawals in euros and 0.1% cashback on all purchases. And with N26 Business You, enjoy all of these benefits, alongside free ATM withdrawals in all currencies and an extensive insurance package for extra peace of mind.

Free Business Bank Account

Premium bank accounts with exclusive benefits

Enjoy even more perks with our premium accounts—N26 You and N26 Metal. Alongside an extensive package of lifestyle and travel insurance and free ATM withdrawals worldwide with your N26 card, get access to exclusive partner offers and hand-picked discounts, curated with you in mind.

+8 Million
Customers
24
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5-star app ratings on iOS and Android