N26 Business banking for freelancers and the self-employed

✓ 0,1% cashback
✓ Free Mastercard
✓ Fast sign-up process in minutes
✓ 100% app-based banking: no paperwork required

N26 Business Bank Account Free Standard see-through Mastercard Ddbitcard with cashback.

Go global with a Mastercard debit card

N26 Business is the free bank account for freelancers and the self-employed.

Open yours in a few minutes, and start making mobile payments before your physical card arrives.

Send Money with N26  - N26 App.

Free SEPA transfers

Making and receiving SEPA transfers with your N26 IBAN is easy and free of charge. You can find your IBAN details straight away in the N26 app, when you open your account.

N26 Mastercard - Icon.

Up to 3 free withdrawals per month

With your N26 Mastercard, get up to 3 free ATM withdrawals per month.

Minimum Deposit - Icon - N26 Savings.

Zero mark-up fees

Whether you’re paying in Pounds Sterling or US Dollars, you’ll only pay for what you spend—without added fees.

Real-time Notifications - Icon - N26 App.

Real-time notifications

Stay up to date. Get a push notification immediately after all account activity, including card payments, direct debits, and transfers.

Automatic categorization. Get a breakdown of your spending

The N26 online business bank account uses artificial intelligence to automatically categorize your spending. Forget clunky spreadsheets—it’s all there in a clear overview in the app.

N26 Bank Account categorising transactions for statistics.

Banking on the big screen

First, sign up to N26 using the mobile app. Then, you can use the web application to view your account from a desktop or other device.

Print your transactions list

We're mobile, but for easier tax returns and invoicing, export and download your transaction list as CSV or PDF files for easy printing.

Transaction Tagging - Icon - N26 App.

#Tag your transactions

#client, #office, #bizness… create your own personal hashtags and attach them to your transactions to organize them better.

Deposit Protection - Icon - N26 Savings.

German deposit security scheme

N26 has a German banking licence. It means your deposits are guaranteed by the German deposit security scheme. Your data is also protected.

+5 Million
+770m USD
Market Launch
N26 Business Card.
Black N26 Business Metal card.
N26 You Business Card, Ocean.

Get your N26 Business bank account.
It only takes 8 minutes.

Open a new N26 business bank account from your phone or computer in an easy, paperless signup process.

Frequently asked questions