Your bank can be your favourite app
Open your N26 bank account now and get a free Mastercard. From your phone or computer in an easy, paperless signup process.
Fee-free withdrawals and bank transfers
Withdraw money for free from any ATM in Ireland across the entire eurozone up to 5 times a month. We also don't charge fees for transfers in euros.
Always in the know with real-time push notifications
Stay up to date. Get a notification immediately after all account activity, including card payments, ATM withdrawals, direct debits and transfers.
Secure and quick online payments with 3DS
3D Secure (3DS) is an extra layer of security that helps prevent fraud when making payments online with your N26 bank account. Just confirm any transactions in question in your N26 app and payment done.
Split the hotel bill with MoneyBeam
Send money instantly to contacts inside your N26 app. Our MoneyBeam feature makes it easy—just ask for their email or phone number. Tap send and your money is already there.
Set your PIN and control all spending with your card
It's all possible in the N26 app. Lock or unlock your Mastercard. Change payment limits. And set your PIN. All without calling our Customer Support.
Every N26 bank account is guaranteed by the Compensation Scheme of German Banks up to €100.000.
International transfers into 19 foreign currencies
N26 has partnered with TransferWise. You can do international transfers from directly within the N26 App. It's up to 6x cheaper than using traditional banks.
Contactless made effortless
Apple Pay works using the NFC technology in your Apple device, allowing you to make contactless payments and breeze past the checkout in stores. And...don't forget! All the Mastercard N26 are contactless.
Login using your fingerprint
Instead of typing in your password every time you want to login to your N26 bank account, you can simply login using your fingerprint.
#Tag your transactions
#weekend, #friends, #gift — Create your own personal #tags to organize your transactions better.
Your bank account in 8 minutes, at home
Open a new N26 bank account at home in an easy, paperless signup process. Immediately after you will receive your new IBAN. The signup process will be done thanks to a selfie and a picture to your ID docs. Do you know anything easier?
Open your N26 bank account in under 8 minutes
A bank account with features that make sending money, saving money and keeping your money safe easier than choosing what to have for breakfast.
Frequently Asked Questions
How do I open an N26 bank account?
You can open a N26 account if you’re at least 18 years old, living in one of these countries, and own a compatible smartphone. To start the sign-up, simply create an account in the N26 app or on the N26 website and confirm your email address. You can then introduce yourself with your ID directly in the app and then pair your smartphone with your account.
How do you verify my identity?
After you have validated your email address, you'll either verify your identity via a video call in the N26 app or use your camera to photograph yourself and your ID. You can see what type of IDs we accept here.
Fees: how much does it cost to withdraw money?
With CASH26, you can withdraw money with our 9.000 partners as often as you want for free. If you want to withdraw money from an ATM, we recommend using your Mastercard. Under our Fair Use Policy, we cover the transaction fees for up to 5 withdrawals per month. Each additional withdrawal costs €2. For withdrawals using your Maestro card, we charge a fee of €2 for each withdrawal. For information outside of Germany, you can find a detailed overview here.