N26 bank account: why it is better for you than BBVA

Here you have some reasons to choose N26 over BBVA'Online' account, with the plus of having a bank account on your smartphone.

Compare N26 and BBVA

Differences between the two accounts.

Table comparing N26 bank account and BBVA Online account
Feature description
/ month

The free N26 bank account for everyone

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N26 vs BBVA: ATM withdrawal in foreign currency
N26 vs BBVA: Payments in foreign currency
on payments on foreign currency
N26 vs BBVA: Foreign currency transfers
Currency exchange fee
on foreign currency tranfers
0,5%SHA: 0,60% minimum 18€ // OUR: 0,70% minimum 35€
Waiting period
for the transfer to be completed
1-2 days7 days
N26 vs BBVA: Open the account
Less than 8 minutes, from your smartphoneIn the internet
to open the account
NoneSubmit IBAN of another Spanish account

The N26 bank account is a free account, without minimum usage requirements or conditions, which allows you to manage your finances in a clever way. You control your money: pay abroad without commissions, transfer money to other currencies at a much lower cost than other banks, and enjoy the convenience of always carrying your bank with you on your mobile.

Travel, stay at home, buy and control your money. The N26 bank account is comfortable both for traveling the world and for your day to day.

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Open a new N26 bank account from your phone or computer in an easy, paperless signup process.

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Source: BBVA´s webpage and Customer Service (March 2018)