N26 bank account: why it is better for you than Bankia

Here you have some reasons to choose N26 over Bankia "Cuenta Fácil" account, with the plus of having a bank account on your smartphone.

Compare N26 and Bankia

Differences between the two accounts.

Table comparing N26 bank account and Bankia Fácil account
Feature descriptionN26Bankia "Cuenta Fácil"
/ month

The free N26 bank account for everyone

Open Account

(if the requirements are not met)

N26 vs Bankia: requirements and conditions
Feature enabled for this productIf the requirements are not met, 5€/month
NoneDeposit a salary greater than 450€
N26 vs Bankia: Card
Feature enabled for this productOnly if the requirements are met. If not, the debit card costs 28€/month and the credit card 35€/month
Requirements card
NoneDeposit a salary
N26 vs Bankia: Foreign currency transfers
Currency exchange fee
on foreign currency tranfers
Operation fee
None0,55% (minimum 31€ in OUR and 45€ in SHA)
Waiting period
until the transfer is completed
1-2 days5-7 days
N26 vs Bankia: Payments in foreign currency
N26 vs Bankia: pagos con móvil
Apple Pay
Feature enabled for this productFeature disabled for this product
N26 vs Bankia: Open the account
Less than 8 minutes, from your smartphoneInternet
Requirements: another Spanish IBAN
Feature disabled for this productFeature enabled for this product

The N26 bank account is a free account, without minimum usage requirements or conditions, which allows you to manage your finances in a clever way. You control your money: pay abroad without commissions, transfer money to other currencies at a much lower cost than other banks, and enjoy the convenience of always carrying your bank with you on your mobile.

Travel, stay at home, buy and control your money. The N26 bank account is comfortable both for traveling the world and for your day to day.

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Open a new N26 bank account from your phone or computer in an easy, paperless signup process.

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Source: Bankia´s webpage and Customer Service (March 2018)