International Transfers via Transferwise - N26 App
N26 is the mobile bank

We’re here for you. Contact us via chat, email and phone.

If you have any questions, or if you run into any problems, our Customer Service is on hand to help you in your own language.

Support Channels - N26 Customer Service
Bank Account Transfer - N26 Bank Account

Headache free transfers anytime, anywhere

In just a few taps you can make realtime transfers with N26.
With MoneyBeam you can send, receive or request money from your friends instantly.

Real-time Notifications - Icon - N26 App

Instant push notifications on all account activity

Stay up to date. Get a push notification immediately after all account activity, including card payments, ATM withdrawals, direct debits and transfers.

Open Bank Account
PIN Code - Icon - N26 App

Lost your card? Don't panic, lock it immediately

Remember those times when your card disappears and turns up the moment you cancel it? With N26 you can easily lock your card inside the app, reorder it if need be with the push of a button, or just unlock it if you find it.

PIN Code - Icon - N26 App

Choose your own PIN & Password

The best way not to forget its PIN code? To choose it. It is very easy with N26 as you can do it in the app.

Deposit Protection - Icon - N26 Savings

German deposit security scheme

N26 has a German banking licence. It means your deposits are guaranteed by the German deposit security scheme. Your data is also protected.

These are some sweet FAQs

Does the N26 Black have NFC functionality?

Yes - the N26 Black Mastercard includes NFC functionality for contactless payments up to €25 without having to enter a PIN. Purchases over €25 need to be confirmed by PIN. No compromising data is submitted during the payment process - only the card number and the card’s expiration date.

Is the N26 Black Mastercard a debit or credit card?

The N26 Black Mastercard is a debit card, which means all transactions occur in realtime and are directly debited to your N26 bank account. It is not a credit card that comes with a monthly bill.

How do I start a claim?

Start a claim by going to N26 Black in the Control Center of the N26 app. Collect all the necessary documents for each type of claim, as instructed, and contact Allianz Global Assistance Europe, who will be handling your claim. In case of an emergency, you also have the option of placing a call directly to Allianz.

Pricing – Germany

Services and Fees for everyone who registers with an address in Germany.

Table showing the differences between different N26 products regarding pricing and features.
Feature description
N26N26 BlackN26 Metal
 
Free
€9.90
/ month
€16.90
/ month
 

The free N26 bank account for everyone

Open Account

The bank account for travelers with insurance

Open Account

A premium bank account to make a statement

Open account
Features and Services
Minimum Duration
Feature disabled for this product12 months12 months
Mastercard Included
MastercardBlack MastercardMetal Mastercard
Free Cash Withdrawals in Germany
5 free ATM withdrawals with Fair Use Policy*
Free Mastercard Payments
worldwide, in any currency
Feature enabled for this productFeature enabled for this productFeature enabled for this product
Free Optional Maestro Card
Feature enabled for this productFeature enabled for this productFeature enabled for this product
Free Maestro Card Payments

in any currency
Feature enabled for this productFeature enabled for this productFeature enabled for this product
Instant Overdraft
Credit score required
8,9% interest p.a.8,9% interest p.a.8,9% interest p.a.
Foreign Currency Transfers
via TransferWise
Feature enabled for this productFeature enabled for this productFeature enabled for this product
Insurance
Feature disabled for this productFeature enabled for this productFeature enabled for this product
Exclusive Partner Offers
Feature disabled for this productFeature disabled for this productFeature enabled for this product
Dedicated Customer Support
Feature disabled for this productFeature disabled for this productFeature enabled for this product
Withdraw and Deposit Cash
Withdraw cash for free at 9.000 retail stores
with CASH26
Feature enabled for this productFeature enabled for this productFeature enabled for this product
Free Mastercard ATM withdrawals
outside Germany in EUR
Feature enabled for this productFeature enabled for this productFeature enabled for this product
Foreign currency ATM withdrawals
with Mastercard
1,7% of withdrawalFreeFree
Deposit cash at retail stores
€100 free / month
Maestro card ATM withdrawals
€2,00
Foreign currency ATM withdrawals with Maestro card
1,7% of withdrawal + €2,00
You are younger than 26
5 free Mastercard ATM withdrawals per month, then €2,00 per withdrawal
You receive your salary, pension, student
 allowance or government benefits
 for at least two consecutive months
5 free Mastercard ATM withdrawals per month, then €2,00 per withdrawal
You receive payments of at least €1.000 per month
 for at least two consecutive months
5 free Mastercard ATM withdrawals per month, then €2,00 per withdrawal
If you fulfill none of the above criteria 
within 3 months after signing up
3 free Mastercard ATM withdrawals per month, then €2,00 per withdrawal

N26 vs. Postepay: Fixed costs

N26 vs. Postepay: Fixed costs
Feature description
N26 StandardPostepay StandardPostepay Evolution
 
Free
/ First year
€15.00
/ First year
€15.00
/ First year
Issuing fee
0.00€10.00€5.00€
Min. amount requested to open
0€5.00€15.00€
Yearly fee
0€0€10.00€

One bank account with many financial services