€100 bonus for your new, free N26 salary account!
Your money, your savings goals, your app. With N26, you enjoy 100% mobile banking - anytime, anywhere.
Open a new N26 current account and receive a €100 bonus when deposits of at least €700 are made for 3 consecutive months
Promocode: GIROKONTO2023
With this promo code, you will receive €100 into your N26 salary account. With your first transaction on your account, you will already receive the first €20. If there are 3 deposits of at least €700 each on your new N26 account by March 31, 2024, we will credit you an additional €80. This offer is only valid for personal accounts and new customers residing in Germany. Please note that your registration must be completed by December 31, 2023, and you must enter the promo code GIROKONTO2023 during registration. If you are already an N26 customer, you cannot use the promo code. The promo code can only be used once. Opening an N26 account requires successful identification. The payout of €80 will be automatically made within 4 weeks after the third salary deposit.
Smart, flexible banking in real-time
Whether you’re withdrawing or depositing money, or sending a MoneyBeam to your friend in real-time—keep on top of your spending thanks to automated push-notifications after each transaction. Stay flexible with CASH26, and withdraw and deposit money at no cost at over 11,500 shops in Germany.
Discover CASH26Switch banks the easy way with N26
We’ve partnered with finleap to make switching accounts easier than ever. Here’s how it works:
- Open an N26 account on the N26 mobile or web app
- Head to My Account and scroll to Switch to N26. Alternatively, use the N26 bank account switching website, and log in with your old bank details.
- finleap will automatically recognize your direct debits, incoming payments and standing orders—simply select the ones you want us to transfer to your N26 account.
- Confirm the account switch—and you’re done!
Your safety is top priority
N26 operates with a full European banking license, and every N26 bank account is safe up to €100,000 according to EU directives. Thanks to 3D Secure, you’re also protected when making purchases online.
The benefits of switching banks to N26
Not an N26 customer yet? Get your 100% mobile bank account now and start banking anytime, anywhere. Want to have even more control over your finances? Our Statistics feature automatically categorizes your spending, giving you an up-to-date overview of your expenses.
Plus, as a premium customer, you can create up to 10 Spaces sub-accounts to reach savings goals, pay bills, and budget—all with just a few taps in the N26 app. These are just some of the benefits you can unlock with N26!
Sign up
Hit the button below and enter your personal details in order to create your account.
Verify your identity
Please have a valid ID at hand. We don't have branches so you can verify your identity within the app.
Add your card to your wallet
Your N26 virtual debit card is ready to use.
Enjoy your N26 account!
You're good to go! You can already top up your account and start using your virtual card.
Legal Notice
Promotion period 04.12.2023 - 31.12.20213
Promotion applies to all new customers with valid residence in Germany and may be used once per customer. New customers who successfully sign-up (successful identification as well as being provided with a bank account by N26 AG) for a N26 bank account for private usage (N26 Standard, N26 Smart, N26 You, N26 Metal) within the promotion period, will be credited up to 100€ by N26 AG, if the newly set up account is used as a salary account for three consecutive months (Incoming monthly transaction of at least 700€ at the latest by 31.03.2024 from a bank account that is not associated with the same name), as well as at least one outgoing card transaction per month (incl. Google/ Apple Pay). After the first card transaction with the N26 bank account, new N26 customers will be credited 20€ immediately onto their N26 bank account. In case that at least three incoming transactions of at least 700€ per month are credited on the N26 bank account by 31.03.2024, we additionally credit 80 €. The payout of 80€ for new N26 customers onto their N26 bank account takes place automatically within 4 weeks after their third incoming salary transaction. The T&Cs applicable for the respective N26 bank accounts fully apply and can be accessed at any time via the website n26.de. To be eligible for this promotion, new N26 customers must use the following Promotion code during registration: GIROKONTO2023. The registration must take place at the latest by 31.12.2023 and the promotion code must be used during registration. The promotion code can only be used once.