We’re driven to design the ultimate personal banking experience, and that’s reflected in our mantra – Banking by Design. This means beautiful, intuitive user interfaces. This means innovative features that consistently work and make your life easier. And sometimes, it means having the coolest card when it’s time to pay for drinks. Today we’re introducing N26 Black, our new premium bank account with a sleek redesigned black Mastercard backed by extra protection for some of your most important purchases. If you’re an existing user, you can choose to upgrade when we invite you to transfer your account to N26 Bank.
Why N26 Black?
N26 Black features comprehensive insurance coverage from Allianz Global Assistance Europe*. We know that many of you are frequently traveling, making new purchases and withdrawing cash to go as a part of your busy and mobile lives, which leaves room for the unexpected. Sometimes that’s awesome, like when you unexpectedly make a new friend abroad. Sometimes that’s not so awesome, like when your checked luggage doesn’t arrive at your destination as scheduled.
Premium Bank Account benefits
With N26 Black, you’ll be reimbursed for expenses incurred while the airline searches for your luggage. You’ll also get reimbursement for doctor and hospital expenses in case of an acute medical emergency while you’re abroad, or reimbursement in case of theft for your phone that’s covered at home or abroad. Of course there are specific details and limitations to keep in mind. Coverage applies to both direct card purchases and all payment methods associated with your N26 Black premium bank account. So if you buy that espresso machine you’ve been eyeing and pay by invoice or bank transfer, you’re covered based on the Insurance General Terms and Conditions by extended warranty up to one additional year if it refuses to work unexpectedly. Or if you buy your airline tickets with a PayPal account that’s linked to your N26 account, the non-refundable cancellation costs are covered if you suddenly get sick and have to cancel.
N26 Black availability
N26 Black will be available in Germany, Austria and Ireland starting now for existing users who are invited to transfer their account. Users in France, Italy and Spain can also upgrade to N26 Black starting mid-November. You will be able to see all the insurance coverage details in the app when you decide to upgrade. UPDATE: N26 Black is now available in Germany, Austria, Ireland, France, Italy and Spain. If you're a new customer, you can select N26 Black when you first create your N26 bank account. If you're an existing customer, you can upgrade to N26 Black from your account settings in the app. * Allianz Global Assistance Europe trade name of AWP P&C S.A. - Dutch branch, and member of the Allianz Group.