Compare N26 bank accounts in Switzerland

Find the perfect plan for you

N26 Standard

The free digital bank account

Transparent N26 Standard card.

€0.00/Month

POPULAR

N26 Smart

The bank account with tools for spending and saving

N26 You card, Petrol.
N26 You card, Wheat.
N26 You card, Rhubarb.
N26 You card, Teal.
N26 You card, Ash.

€4.90/Month

Physical card
Optional
Virtual card
Contactless payments
Mobile payments
Extra card (optional)
Cashback
Business accounts only
Business accounts only
N26 Crypto
100% mobile banking
Free payments worldwide
CASH26 deposits & withdrawals
Free ATM withdrawals in euros
3
5
Free ATM withdrawals abroad
Transaction list
Insights on spending
Spaces sub-accounts
10
Shared Spaces
Round-ups
Premium partner offers
Unique experiences
Deposit protection
3D Secure payments
Two-factor authentication
Chatbot support
In-app chat
Phone support

N26 Standard

The free digital bank account

Transparent N26 Standard card.

€0.00/Month

N26 Smart

The bank account with tools for spending and saving

N26 You card, Petrol.
N26 You card, Wheat.
N26 You card, Rhubarb.
N26 You card, Teal.
N26 You card, Ash.

€4.90/Month

Find the perfect plan for your business

N26 Standard

The free* digital business bank account with cashback for freelancers

N26 Business Card.

€0.00/Month

POPULAR

N26 Smart

The business bank account with cashback and financial tools for freelancers

N26 You Business Card, Ocean.
N26 You Business Card, Rhubarb.
N26 You card, Sand.
N26 You Business Card, Ocean.
N26 You Business Card, Ash.

€4.90/Month

Physical card
Optional
Virtual card
Contactless payments
Mobile payments
Extra card (optional)
Cashback
0.1%
0.1%
N26 Crypto
100% mobile banking
Free payments worldwide
CASH26 deposits & withdrawals
Free ATM withdrawals in euros
3
5
Free ATM withdrawals abroad
Transaction list
Insights on spending
Spaces sub-accounts
10
Shared Spaces
Round-ups
Premium partner offers
Unique experiences
Chatbot support
In-app chat
Phone support
Deposit protection
3D Secure payments
Two-factor authentication

N26 Standard

The free* digital business bank account with cashback for freelancers

N26 Business Card.

€0.00/Month

N26 Smart

The business bank account with cashback and financial tools for freelancers

N26 You Business Card, Ocean.
N26 You Business Card, Rhubarb.
N26 You card, Sand.
N26 You Business Card, Ocean.
N26 You Business Card, Ash.

€4.90/Month

Services and Fees for everyone who registers with an address in Switzerland.
For our detailed price list, view PDF here

Personal Bank Account FAQ

How do I open a free bank account at N26?

It’s simple—first make sure that you meet the requirements to open an account. You have to be over the age of 18, live in one of the eligible countries, and not have a different N26 account already. Of course, you should also have a compatible smartphone. Apart from that, you just need an ID and a few spare minutes. Download the N26 app to open your free bank account, or use the N26 WebApp. As soon as you’ve opened your account, you’ll receive your virtual Mastercard and you’ll be up and running!

What is the N26 bank account (euro account) for Switzerland?

The free bank account from N26 is a free euro account for anyone living in Switzerland who’d like to have a bank account in euros. N26 is a German bank and you’ll get a German IBAN, a virtual Mastercard, and benefit from other smart money management features. Open your account directly on your smartphone in just a few minutes.

Can I have both a regular N26 bank account and an N26 Business bank account at the same time?

No. It currently isn’t possible to have two N26 bank accounts with the same name. If you have a personal N26 account and want to open an N26 Business bank account, you will first need to close your personal N26 bank account. You may then sign up for an N26 Business Smart bank account.