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N26 Business is a free bank account for freelancers in euros

N26 Business is the free euro bank account for freelancers and the self-employed. Earn 0.1% cashback on all purchases you make, and enjoy free card payments worldwide.

Your euro account with Mastercard debit card

Get your business euro account and make payments online or in-store anywhere in the world without fees at Mastercard’s best exchange rate. It’s one card for all your transactions—accepted worldwide.

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Spaces for your plans

Spaces lets you create sub-accounts for managing your saving goals and budget in real time. Perfect for organizing your business account and expenses, or for putting money aside for your projects! Plus, you're able to participate in shared sub-accounts to manage funds collectively, for example with your colleagues.

Shared Spaces
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Earn 0.1% cashback

You’ll get 0.1% cashback for all your purchases when you pay using your N26 Mastercard and reinvest the profits straight back into your business.

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Mastercard 3D Secured payments

Mastercard 3D Secure (3DS) is an extra layer of security that helps prevent fraud when making payments online using your N26 account.

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No minimum deposit needed

You don’t have to deposit a certain amount or meet earning threshold requirements, so you can open a free business account even if you’re just starting out.

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#Tag your transactions

#client, #office, #bizness… create your own personal hashtags and attach them to your transactions to organize them better.

N26 Bank Account real time notifications about payments.

Stay on top of business in real-time

Stay up to date. Get push notifications immediately after all account activity, including card payments, direct debits, and transfers.

Easy money transfers in seconds

Immediately top up your N26 Business account through a debit card after signing-up, and use MoneyBeam to instantly send, receive and request funds from the other N26 users listed in your contact list.

Urgently need to get paid? With an incoming SEPA Instant Credit Transfer, your client can pay your invoice in seconds so you receive your money faster.

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Automatic categorization. Get a breakdown of your spending

The N26 online business bank account uses artificial intelligence to automatically categorize your spending. Forget clunky spreadsheets—it’s all there in a clear overview in the app.

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Print your transactions list

We're mobile, but for easier tax returns and invoicing, export and download your transaction list as CSV or PDF files for easy printing.

Banking on the big screen

First, sign up to N26 using the mobile app. Then, you can use the web application to view your account from a desktop or other device.

We are here for you—in 5 languages

Our N26 Support team is available for you in 5 languages via email or chat. Whenever you have a question or encounter a problem, they’re always on-hand to help.

Visit Help Center
N26 Bank Account Customer Service Chat in App.

Get your free N26 Business euro account.
It only takes 8 minutes.

Open a new N26 business bank account from your phone or computer in an easy, paperless signup process.

Frequently asked questions