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Business Advantages

  • Open your mobile business account within 8 minutes for free and completely online
  • Free N26 Business Mastercard and free account
  • 0,1% cashback on all your purchases with your Mastercard

Free Account

N26 Business is free to open online with no account management fees. It’s the easiest business bank account to open if you’re a freelancer or you’re self-employed.

Business Mastercard

Same style and functionality as the original N26 Mastercard. Fair Use Policy for monthly ATM withdrawals applies.

Eligibility Requirements

  • You will use the account primarily for business purposes

  • You’re not already an N26 user
  • You reside in a country where N26 operates*

*Germany, Austria, France, Italy, Spain, Portugal, Ireland, Greece, the Netherlands, Belgium, Luxembourg, Finland, Latvia, Estonia, Lithuania, Slovakia, Slovenia

Can I apply if I have my own business?

N26 Business is the easiest way to do business banking online. It’s currently only available for natural persons like freelancers and the self-employed. It’s not yet available for customers who have their own businesses, but we’re working towards making it available in the future.

Can I have a regular N26 bank account and an N26 Business account at the same time?

It’s possible to do business banking and spending with your N26 Business Mastercard and personal spending with your additional Maestro card on the same account. However, it’s currently not possible to have two separate N26 accounts at the same time.

What happens if I use my N26 Business account for personal spending?

The N26 Business bank account makes it easy to do personal spending on the same account if you have both the Mastercard and Maestro cards that are easily available from the app. As long as you use the Mastercard for business spending and the Maestro card for personal spending, you can continue to enjoy the many advantages of the account.

How do I get my cashback on Mastercard purchases?

Since N26 Business is an online business bank account, you’ll receive your 0.1% cashback on all Mastercard purchases directly into your account. It will automatically be deposited at the end of every quarter. You don’t have to take any additional steps!

How is the N26 Business account so much cheaper than other business accounts?

We’re simply committed to offering mobile bank accounts at the most competitive prices. If you get the most basic Deutsche Bank Business Konto, you would have to pay an €8,90 monthly fee, plus €29 per year just to have a bank card. We want to support our freelancer and self-employed customers by offering a better option to open a business bank account online.

Have any more questions?
Visit our support center