Check markAn icon of check mark insiside a sublime circleSimple check markAn icon of check markApp iconAn icon of of a smartphone, representing a phone applicationRight arrowAn icon of right pointing arrowDown arrowAn icon of downwards pointing arrowQuestion markAn icon of question mark inside a circleChevron DownDown pointing arrowChevron RightRight pointing arrowFlip iconIcons represeting a flipping or switching action

Pricing – Austria

Applicable to everyone who registers with an address in Austria

Pricing – Austria
                                                                                                                  

N26

€0,00 / month

N26 Black

€5,90 / month

The premium bank account including insurance

BetaN26 Business

€0,00 / month

Minimum Duration
-
12 months
-
Mastercard
Mastercard
€0,00 / month
Black Mastercard
included in membership
Business Mastercard
€0,00 / month
Free card payments
in any currency



Free optional Maestro card
only in Austria



Foreign currency transfers
via TransferWise



Insurance

Mobile phone theft protection, travel insurance, ATM theft protection, Extended Warranty, Purchase Protection

0,1% Cashback
We pay you back 0,1% on every Mastercard purchase



Withdraw & Deposit Cash

Mastercard ATM withdrawals
in Euro
Unlimited free ATM withdrawals
Mastercard ATM withdrawals
in foreign currency
1,7% of withdrawal
Free
1,7% of withdrawal
Maestro card ATM withdrawals
in EUR
€2,00
Maestro card ATM withdrawals
in foreign currency
1,7% of withdrawal + €2,00

Frequently asked questions

Is there a foreign exchange fee for Mastercard purchases?

No. N26 Mastercard purchases in any foreign currency are completely fee-free, meaning there’s no markup to the exchange rate that the card network sets. This is a great deal compared to other German banks and we’re proud to offer you a free card which has no foreign exchange fees on purchases.

Why is there a 1,7% fee for Mastercard ATM withdrawals in foreign currencies?

We incur a higher cost for these transactions. You can avoid this fee if you pay with your Mastercard at the merchant. Mastercard acceptance abroad is often much higher than in Germany and across Europe, so you might be surprised how often you can pay with your card when abroad. When you do need to withdraw cash abroad, our fee is very competitive compared to other German banks. Many banks charge a higher percentage or require a minimum balance in your account for the fee to be waived.

Another option for you: we waive this fee for N26 Black account users, so N26 Black may be a good option for you if you travel frequently and withdraw foreign currency more often.

How can I avoid the Maestro card ATM withdrawal fee?

We recommend using your Mastercard for all cash withdrawals so you can avoid the 2 Euro Maestro withdrawal fee. Maestro doesn't provide any additional ATM coverage compared to Mastercard, but it costs us more to process. That's why we ask you to use your Mastercard instead.