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Pricing – Austria

Applicable to everyone who registers with an address in Austria

For N26 Business Pricing, please click here

Pricing – Austria
                                                                                                                  

N26

€0,00 / month

The free N26 bank account for everyone

N26 Black

€5,90 / month

The account for travelers with insurance

BetaN26 Metal

€14,90 / month

A premium Bank Account to make a statement

Minimum Duration
-
12 months
12 months
Mastercard included
Mastercard
Black Mastercard
Metal Mastercard
Free card payments
in any currency



Free optional Maestro card
only in Austria



Foreign currency transfers
via TransferWise



Instant overdraft
Credit score required
8,9% interest p.a.
8,9% interest p.a.
8,9% interest p.a.
Insurance
-
Mobile phone theft protection, travel insurance, ATM theft protection, Extended Warranty, Purchase Protection
Mobile phone theft protection, travel insurance, ATM theft protection, Extended Warranty, Purchase Protection
Free Express Card Delivery
for your first Card
-
-

Exclusive Partner Offers
-
-

Dedicated Customer Support
-
-

Withdraw & Deposit Cash

Mastercard ATM withdrawals
in Euro
Unlimited free ATM withdrawals
Mastercard ATM withdrawals
in foreign currency
1,7% of withdrawal
Free
Free
Maestro card ATM withdrawals
in EUR
€2,00
Maestro card ATM withdrawals
in foreign currency
1,7% of withdrawal + €2,00

Frequently asked questions

Is there a foreign exchange fee for Mastercard purchases?

No. N26 Mastercard purchases in any foreign currency are completely fee-free, meaning there’s no markup to the exchange rate that the card network sets. This is a great deal compared to other German banks and we’re proud to offer you a free card which has no foreign exchange fees on purchases.

Why is there a 1,7% fee for Mastercard ATM withdrawals in foreign currencies?

We incur a higher cost for these transactions. You can avoid this fee if you pay with your Mastercard at the merchant. Mastercard acceptance abroad is often much higher than in Germany and across Europe, so you might be surprised how often you can pay with your card when abroad. When you do need to withdraw cash abroad, our fee is very competitive compared to other German banks. Many banks charge a higher percentage or require a minimum balance in your account for the fee to be waived.

How can I avoid the Maestro card ATM withdrawal fee?

We recommend using your Mastercard for all cash withdrawals so you can avoid the 2 Euro Maestro withdrawal fee. Maestro doesn't provide any additional ATM coverage compared to Mastercard, but it costs us more to process. That's why we ask you to use your Mastercard instead.